Financial Services
Located at:
219 Main Street, Suite 105, Antigonish, Nova Scotia, B2G 2C1
Phone: 1-866-355-4955 | aamfinancial.com




Chad Relf
Financial Advisor
Direct Line (Nova Scotia): (902) 863-5081
Direct Line (Ontario): (416) 910-1089
Mutual fund products are offered through Investia Financial Services Inc.

Chad Relf
Financial Advisor
Direct Line (Nova Scotia): (902) 863-5081
Direct Line (Ontario): (416) 910-1089
Mutual fund products are offered through Investia Financial Services Inc.

Chad Relf
Financial Advisor
Direct Line (Nova Scotia): (902) 863-5081
Direct Line (Ontario): (416) 910-1089
Mutual fund products are offered through Investia Financial Services Inc.

Gerard Kennedy
Financial Advisor
I started in the industry in 2003, and joined AA Munro in 2018. I enjoy volunteer work, road trips and spending time with family and friends.
Mutual fund products are offered through Investia Financial Services Inc.

Gerard Kennedy
Financial Advisor
I started in the industry in 2003, and joined AA Munro in 2018. I enjoy volunteer work, road trips and spending time with family and friends.
Mutual fund products are offered through Investia Financial Services Inc.

Gerard Kennedy
Financial Advisor
I started in the industry in 2003, and joined AA Munro in 2018. I enjoy volunteer work, road trips and spending time with family and friends.
Mutual fund products are offered through Investia Financial Services Inc.

Irwin Cleaner, CHS, EPC
Financial Advisor
I have been working in the financial services industry for over 20 years, specializing in income replacement. Outside of work, I enjoy spending time with my wife, traveling, and harness racing.

Irwin Cleaner, CHS, EPC
Financial Advisor
I have been working in the financial services industry for over 20 years, specializing in income replacement. Outside of work, I enjoy spending time with my wife, traveling, and harness racing.

Irwin Cleaner, CHS, EPC
Financial Advisor
I have been working in the financial services industry for over 20 years, specializing in income replacement. Outside of work, I enjoy spending time with my wife, traveling, and harness racing.

Chris Palmer
Financial Advisor
Direct Line: (902) 300-0877
I have been in the financial services industry since 1998, specializing in risk and asset planning with ongoing education and training. Outside of work, I am involved in various charities and organizations. I also have a strong passion for music, and perform throughout Western Nova Scotia with my gospel group.

Chris Palmer
Financial Advisor
Direct Line: (902) 300-0877
I have been in the financial services industry since 1998, specializing in risk and asset planning with ongoing education and training. Outside of work, I am involved in various charities and organizations. I also have a strong passion for music, and perform throughout Western Nova Scotia with my gospel group.

Chris Palmer
Financial Advisor
Direct Line: (902) 300-0877
I have been in the financial services industry since 1998, specializing in risk and asset planning with ongoing education and training. Outside of work, I am involved in various charities and organizations. I also have a strong passion for music, and perform throughout Western Nova Scotia with my gospel group.

Steve Lane
Financial Advisor
Direct Line: (902) 893-2569
I have been in the financial services industry since 1995, and specialize in mortgage insurance protection. I enjoy spending time with my family and a good round of golf. I also volunteer on the board of directors for the VON Canada Colchester East Hants.
Mutual fund products are offered through Investia Financial Services Inc.

Steve Lane
Financial Advisor
Direct Line: (902) 893-2569
I have been in the financial services industry since 1995, and specialize in mortgage insurance protection. I enjoy spending time with my family and a good round of golf. I also volunteer on the board of directors for the VON Canada Colchester East Hants.
Mutual fund products are offered through Investia Financial Services Inc.

Steve Lane
Financial Advisor
Direct Line: (902) 893-2569
I have been in the financial services industry since 1995, and specialize in mortgage insurance protection. I enjoy spending time with my family and a good round of golf. I also volunteer on the board of directors for the VON Canada Colchester East Hants.
Mutual fund products are offered through Investia Financial Services Inc.

Michael Fralick, B.Comm, CIP
Financial Advisor
Direct Line: (902) 293-6400
I have been working in financial services since 1991 after receiving my BComm from SMU, and am currently the President of Fralick Financial & Insurances Inc. as well as a partner and managing director at Premiere Capital Group. I'm very active in professional associations like the Insurance Institute of NS, Landscape NS, Waste Water NS and the Restaurant Association of NS. When not working and volunteering, I love spending time with my wife and son and boating, fishing, hunting and golfing.

Michael Fralick, B.Comm, CIP
Financial Advisor
Direct Line: (902) 293-6400
I have been working in financial services since 1991 after receiving my BComm from SMU, and am currently the President of Fralick Financial & Insurances Inc. as well as a partner and managing director at Premiere Capital Group. I'm very active in professional associations like the Insurance Institute of NS, Landscape NS, Waste Water NS and the Restaurant Association of NS. When not working and volunteering, I love spending time with my wife and son and boating, fishing, hunting and golfing.

Michael Fralick, B.Comm, CIP
Financial Advisor
Direct Line: (902) 293-6400
I have been working in financial services since 1991 after receiving my BComm from SMU, and am currently the President of Fralick Financial & Insurances Inc. as well as a partner and managing director at Premiere Capital Group. I'm very active in professional associations like the Insurance Institute of NS, Landscape NS, Waste Water NS and the Restaurant Association of NS. When not working and volunteering, I love spending time with my wife and son and boating, fishing, hunting and golfing.

Allan Bryden
Financial Advisor
I was born and raised in Sydney, and started my career in financial services in 1977 as a rep for London Life and later as sales manager. In 1990, I became an independent broker co-founding Custom Employee Benefits. I'm a past president and executive member of Advocis in Cape Breton, and served as a director with United Way.

Allan Bryden
Financial Advisor
I was born and raised in Sydney, and started my career in financial services in 1977 as a rep for London Life and later as sales manager. In 1990, I became an independent broker co-founding Custom Employee Benefits. I'm a past president and executive member of Advocis in Cape Breton, and served as a director with United Way.

Allan Bryden
Financial Advisor
I was born and raised in Sydney, and started my career in financial services in 1977 as a rep for London Life and later as sales manager. In 1990, I became an independent broker co-founding Custom Employee Benefits. I'm a past president and executive member of Advocis in Cape Breton, and served as a director with United Way.

Dan C. MacNeil
Financial Advisor
I was born and raised in Sydney, and started my career in financial services with Sun Life in 1990. After a 20 year career advising over 1,800 clients across Nova Scotia, I became an independent broker co-founding Custom Employee Benefits. I specialize in employee benefits consulting, drug and dental, and group RRSPs. I'm very involved in my community as an executive member and president of various committees and associations.

Dan C. MacNeil
Financial Advisor
I was born and raised in Sydney, and started my career in financial services with Sun Life in 1990. After a 20 year career advising over 1,800 clients across Nova Scotia, I became an independent broker co-founding Custom Employee Benefits. I specialize in employee benefits consulting, drug and dental, and group RRSPs. I'm very involved in my community as an executive member and president of various committees and associations.

Dan C. MacNeil
Financial Advisor
I was born and raised in Sydney, and started my career in financial services with Sun Life in 1990. After a 20 year career advising over 1,800 clients across Nova Scotia, I became an independent broker co-founding Custom Employee Benefits. I specialize in employee benefits consulting, drug and dental, and group RRSPs. I'm very involved in my community as an executive member and president of various committees and associations.

Theresa Atwell, CAIB (Hons), CIP
Financial Advisor
I have worked in the insurance industry since 2010. I have a diverse background ranging from selling real estate to computer programing. Being computer savvy gives me an edge when it comes to keeping up with the latest products and services available to my clients. I love the Annapolis Valley and would never call anywhere else home. I grew up in Upper Canard and still live there today. In my spare time I enjoy reading, singing and playing guitar – especially around the campfire.

Theresa Atwell, CAIB (Hons), CIP
Financial Advisor
I have worked in the insurance industry since 2010. I have a diverse background ranging from selling real estate to computer programing. Being computer savvy gives me an edge when it comes to keeping up with the latest products and services available to my clients. I love the Annapolis Valley and would never call anywhere else home. I grew up in Upper Canard and still live there today. In my spare time I enjoy reading, singing and playing guitar – especially around the campfire.

Theresa Atwell, CAIB (Hons), CIP
Financial Advisor
I have worked in the insurance industry since 2010. I have a diverse background ranging from selling real estate to computer programing. Being computer savvy gives me an edge when it comes to keeping up with the latest products and services available to my clients. I love the Annapolis Valley and would never call anywhere else home. I grew up in Upper Canard and still live there today. In my spare time I enjoy reading, singing and playing guitar – especially around the campfire.
If you have a claims emergency and need assistance, our after-hours line is always open at 1-800-461-9220.
All content © AA Munro Insurance, All Rights Reserved.
If you have a claims emergency and need assistance, our after-hours line is always open at 1-800-461-9220.
All content © AA Munro Insurance, All Rights Reserved.
If you have a claims emergency and need assistance, our after-hours line is always open at 1-800-461-9220.
All content © AA Munro Insurance, All Rights Reserved.
Proudly Serving Atlantic Canadian Communities Since 1944 - Learn More
Proudly Serving Atlantic Canadian Communities Since 1944 - Learn More
Proudly Serving Atlantic Canadian Communities Since 1944 - Learn More