Professional Liability Insurance in NS, NB & PEI
Your clients trust your expertise. Whether you provide professional advice, creative services, or technical solutions, your business success depends on the quality of your work—and your ability to meet expectations. But even the most careful professionals can face unexpected claims. What happens if a client alleges your work caused them financial loss?
Professional liability Insurance, also known as errors & omissions (E&O) insurance, is designed to protect you and your business from these risks.
Coverage Tailored to Your Profession
Professional liability coverage shields against claims of negligence, misrepresentation, inaccurate advice, or failure to perform professional duties. In industries such as law, medicine, or engineering, it’s often referred to as malpractice insurance, but the purpose remains the same: defending your business against costly legal actions related to your professional services. Coverage can include:
Legal defense costs
Court fees and settlements
Claims of negligence, errors, or omissions
No matter your field—whether you’re a doctor, designer, software developer, accountant, or consultant—professional liability insurance provides peace of mind.
Why General Liability Isn't Enough
Many professionals mistakenly assume their general liability insurance provides this protection—but it doesn’t. General liability covers bodily injury, property damage, and some personal injury claims, but it won’t protect you from claims tied to your professional advice or services. Contract disputes, missed deadlines, or financial losses caused by your work require professional liability coverage.
