Tenant Insurance in NS, NB & PEI
While this protects landlords, it also protects you. If an accident in your unit causes damage to the building—like a fire from an unattended candle or a pet knocking something over—you could be held financially responsible. Without insurance, you may be sued for thousands of dollars in damages.
What Does Tenant Insurance Cover?
Tenant insurance is designed to protect you and your belongings when the unexpected happens. Coverage typically includes:
Personal Property: Replaces your clothes, furniture, electronics, and other personal belongings if they’re stolen, damaged, or destroyed by a covered event. Your belongings are even protected when they’re outside your home—for example, if items are stolen from your car.
Additional Living Expenses: If your apartment becomes uninhabitable due to fire, flood, or another covered event, renter’s insurance helps cover hotel stays, restaurant bills, and moving costs while repairs are being made.
Liability Coverage: One of the most important protections. If someone is injured in your apartment—like a guest slipping and falling—you could be legally responsible for their medical bills and other costs. Tenant insurance protects you from these potentially devastating expenses.
Affordable Protection for Renters
One of the biggest advantages of renter’s insurance is affordability. Policies are typically inexpensive compared to the value of the protection you receive. For just a few dollars a month, you gain peace of mind knowing your personal property and liability are covered.
Renter’s insurance can also protect you from unexpected events, such as fire, theft, or water damage, giving you financial security when accidents happen. It’s a simple way to ensure that the things you value most are safeguarded.
At AA Munro Insurance, we help renters find the right tenant insurance coverage at an affordable price. Whether you’re renting an apartment, a condo, or a house, our brokers make sure you’re properly protected.
